「 To clarify what we mean by "returned to the rightful owner," the chargebacks we received indicated that these purchases were made by fraudsters using stolen or compromised credit cards. When we receive chargebacks for unauthorized purchase, the funds are returned to the card issuer, which means the refund will be issued to the rightful cardholder. Because this money was essentially stolen from the victims of credit card fraud, we're obligated to return those funds.」